Disclaimer: Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.. Home Equity Line of Credit – Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+.Florida 15-Year Home Equity Loan Rates Compare 15-Year Home Equity Loan rates from lenders in Florida with a loan amount of $ 50,000. To change the mortgage product or the loan amount, use the search box above. Click lender name to view more information. Florida 15-Year Home Equity Loan May 6, 2022 Average Rate: 6.Also, if you are using a long-term home equity for one of the short-term home improvement loans in Florida, then you will have to pay more interest than when using other loans. For example, home equity loans can go up to 30 years, while personal ones are no more than seven.Whether you’re looking to do a big project like remodeling or need some cash for major bills, tapping into the value of your home may be the best option. Get $15,000 to $500,000 with a Florida home equity loan, HELOC or other programs.